Identity theft is a growing concern for consumers across the country. Unfortunately, it often goes unnoticed until significant damage has already been done. Many people assume that identity theft is something that only happens to others, but the truth is, it can happen to anyone at any time. Recognizing the early warning signs can help you take quick action to protect yourself and limit the harm. Continue reading and reach out to a knowledgeable identity theft lawyer from Cook Law to learn about some of the most common signs you may be a victim of identity theft.

Seven Signs You Are a Victim of Identity Theft

If you experience any of the following, it’s important to act fast. The sooner you address potential identity theft, the easier it will be to stop the fraud and start repairing the damage.

  1. Unfamiliar charges or withdrawals on your accounts: If you notice charges on your credit card or bank statement that you don’t recognize, this is often one of the first clues that your identity has been compromised. These charges might be small at first, as thieves sometimes test an account before making larger purchases.
  2. Bills or account statements that stop arriving: If you suddenly stop receiving your regular bank statements, utility bills, or other important mail, it could mean that someone has changed your mailing address. Identity thieves often do this so you won’t see the unauthorized activity.
  3. You’re denied credit unexpectedly: Have you applied for a loan or credit card and been denied, even though you have good credit? This can be a red flag. Someone could have opened fraudulent accounts in your name, racked up debt, and damaged your credit score.
  4. Collection calls or letters for debts you don’t owe: It can be alarming to receive calls from debt collectors about accounts you never opened. This is a common sign that a thief has used your identity to take out loans or open credit cards, leaving you responsible for the unpaid balances.
  5. Errors on your credit report: Checking your credit report regularly can help you spot identity theft. Look for accounts you don’t recognize, incorrect personal information, or other suspicious activity. Even a small error could signal a bigger problem.
  6. Your tax return is rejected: If you try to file your taxes and the IRS rejects your return, stating that one has already been filed using your Social Security number, this is a serious sign of identity theft. Tax identity theft can delay your refund and create additional headaches with the IRS.
  7. Medical bills for services you never received: Receiving bills for medical services or treatments you didn’t get can indicate that someone is using your identity to obtain medical care. This can affect your medical records and even put your health at risk.

If you spot any of these warning signs, don’t wait to seek help. Cook Law can guide you through the process of resolving identity theft and safeguarding your future. You deserve peace of mind, and taking quick action is the first step toward reclaiming it. Contact our firm today.