What if I Was Mistakenly Reported as Deceased On My Equifax Credit Report?
Do you need the help of a qualified, experienced credit report attorney to fix errors on your credit report? Is your rating hurt by incorrect reports to any of the 3 major credit bureaus? Even if your credit score is good and it shows you are paying on time, incorrect information can hurt your score and cost you the ability to obtain needed credit or cost you thousands of dollars in overinflated interest payments. A skilled credit report dispute attorney can help you fix these problems and get you the credit score, the credit lines, and the great interest rates that you deserve. Believe it or not, over 25% of Americans have identified incorrect information on their bad credit score. Many don’t even notice or think the mistake is too small to affect them, but they are dead flat wrong! Unfortunately, there are too many common errors on credit reports, from incorrect identity information to bad data. All of this affects your credit standing, but we can help fix it. Making a credit dispute is your right, and we can help. Contact a Chicago credit report dispute lawyer from Cook Law to see how we can help with your credit situation.
If there is an inaccuracy on your credit report or you feel some derogatory credit marks should not be there, then the law is on your side. This federal law allows you to dispute any derogatory account on your credit reports. The credit bureaus and credit furnishers must properly respond and verify these negative accounts after a dispute.
If they cannot, then the credit bureaus must remove and delete these derogatory accounts. Oftentimes, the credit bureaus and credit furnishers do not comply with FCRA or simply ignore your dispute. This would entitle you to monetary damages and have the negative account permanently deleted!
If your credit report shows any incorrect information, it will hurt your credit rating. We can help you dispute errors on your credit report and restore your credit quickly in a cost-effective manner. You need to dispute the credit report to get errors fixed, or else they won’t go anywhere for a while. But credit bureaus are not easy to work with, and you need the knowledge, experience, and legal power sometimes to get the right results. This is where we can help with your credit dispute. All kinds of information can be misreported to the credit bureaus, and they won’t address it unless you take action. Any bad information can hurt your credit scores, such as problems with incorrect identity information, incorrect credit reporting, current account standing, data errors, or incorrect balances.
All credit report errors can hurt your score and damage your credit. Even if you don’t think it hurts your score, it likely does by lowering it. You may be completely on time and up to date on all accounts, but incorrect balances that show as too high or credit limits that appear too high or low can impact your credit score. This will hurt your ability to get a loan or cost you thousands of dollars by driving up interest rates because your credit score is negatively impacted. A simple free consultation with us can save you money and help your credit score, and it costs you nothing.
Before relying on a credit repair company, speak with an attorney who is a credit repair specialist if you want to successfully dispute a bad credit score. Most credit repair companies out there will promise to fix your credit in a few weeks or instantly qualify you for a loan.
The main reasons you should choose an attorney like us over a credit repair company are:
If your credit report shows any inaccurate information, it will hurt your credit rating. We can help you dispute errors on your credit report and restore your credit quickly in a cost-effective manner. You need to dispute the credit report to get errors fixed, or else they won’t go anywhere for a while.
But credit bureaus are not easy to work with, and you need the knowledge, experience, and legal power sometimes to get the right results. This is where we can help with your credit dispute. All kinds of information can be misreported to the credit bureaus, and they won’t address it unless you take action. Any bad information can hurt your credit scores, such as problems with incorrect identity information, incorrect credit reporting, current account standing, data errors, or incorrect balances.
All of these credit report errors can hurt your score and damage your credit. Even if you don’t think it hurts your score, it likely does. You may be completely on time and up to date on all accounts, but incorrect balances that show as too high or credit limits that appear too high or low can impact your credit score.
This will hurt your ability to get a loan or cost you thousands of dollars by driving up interest rates because your credit score is negatively impacted. A simple free consultation with us can save you money and help your credit score, and it costs you nothing.
There are many ways to dispute credit report errors. The fact is that by law, credit bureaus have to investigate any disputes, and they have up to 30 days to respond to a dispute.
If you have disputed a mistake on your credit and you haven’t gotten any results, it’s best to put our experience to work for you to fully restore your credit. We will help you win your credit report dispute by addressing things like:
If you have problems with credit or know that you have credit report errors, we can help fix those credit reporting errors, and the consultation is free! It costs you nothing and can generate tens of thousands of dollars in new credit lines or save you thousands of dollars from improved interest rates. Speak with one of our credit report dispute attorneys and see how we can boost your credit score. We look forward to helping, and it costs you nothing to see how we can help you. Contact a Chicago credit report dispute lawyer for a free consultation.
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