Consumer Law Attorney - Cases We Handle

Errors in Credit Reports and Background Checks

Cook Law exists to protect consumers from erroneous reporting by credit agencies, credit furnishers and collections. We ensure that our clients benefit from the protections afforded by the Fair Credit Reporting Act (FCRA).

Every year hundreds of thousands of credit report errors, background check errors, and identity thefts occur, unbeknownst to consumers. Often these errors are not discovered until the most vulnerable time, like when a consumer is pulling their credit score to secure a small business loan or funds for a new home or car, only to be denied because of inaccurate credit reporting information.

Lawyer Matt Cook is a Consumer Law Attorney in St. Charles and Chicago. With his expertise, clients are able to reverse the devastating effects of credit inaccuracies, identity thefts, false information on a background check and debt collector harassment. Cook Law provides credit repair services and consumer protection law that restores your good name, cleans up your credit report, and in many cases, wins damages against the parties responsible for your emotional distress.

Who Cook Law Can Help!

An aspiring homeowner who is excited to purchase a home but when they get their credit pulled from a mortgage broker, they discover something incorrect on their credit reports that should not be there.
A business owner who is applying to get a small business loan but when the bank runs his or her application they see a collection issue on the business owner’s personal credit report that is an unjust error and not supposed to be there.
Anyone who has false or inaccurate information on their credit report or background check

An employee who is applying for a job or has a job and the employer requires them to pass a background check to obtain or keep their job. Once the employer obtains the background check of the potential employee there appears information that is inaccurate that prevents the employee from securing the job.
Everyday working people who attempt to refinance their house and draw out some equity. However, when they get their credit pulled from a lender, they discover multiple accounts on there that do not belong to them and are a result of identity theft.

Common Cases Handled by our Consumer Law Attorneys

Cook Law's consumer protection attorneys are experts in guiding both individuals and businesses through the intricate legal maze of consumer protection laws. They champion the rights of clients who have fallen victim to companies and organizations flouting consumer protection laws, providing them with the necessary legal support to seek redress and justice.

One area where Cook Law's attorneys frequently render their expertise is in credit disputes. This typically occurs when an individual perceives an error on their credit report or believes their credit rating has been unjustly hampered by a creditor. Our attorneys assist clients in challenging these inaccuracies and work towards enhancing their credit ratings.

Cook Law's attorneys are also adept at handling identity theft cases. When an individual’s personal information is exploited for fraudulent purposes, our lawyers step in to provide legal recourse against the fraudsters and help recover any resultant damages.

Our attorneys also offer representation in matters involving debt collection, poor credit, and bankruptcy. They dispense legal advice on managing debt collectors and creditors, assist individuals in filing for bankruptcy, and guide them towards a fresh financial start.

Beyond these areas, Cook Law's attorneys also manage cases related to product and service issues, such as defective products, misleading advertising, and deceptive marketing practices. They ensure clients are compensated for their losses and that guilty companies are held accountable.

In essence, Cook Law's consumer protection attorneys are crucial in safeguarding the rights and interests of consumers across America. Their in-depth understanding of consumer protection laws enables them to assist individuals and businesses in navigating the legal system and pursuing justice.

Top Qualities to Look for in a Consumer Law Attorney

When you're seeking legal representation for consumer protection matters, choosing the right attorney is paramount. At Cook Law, our attorneys embody the qualities you should look for including:

Extensive experience in consumer law
Comprehensive knowledge of state and federal consumer protection laws
A history of successful case resolutions.

Moreover, our attorneys possess stellar communication and negotiation skills, a passion for defending consumer rights, and a commitment to providing personalized attention and support throughout your legal journey. With a Cook Law attorney by your side, you enhance your chances of a successful outcome and receiving the justice you rightfully deserve.

Contact A Dedicated Credit Lawyer

Free Consultations 24/7

If you or a loved one are one of the thousands of people in the U.S. that have been mistakenly reported as deceased, the credit dispute lawyers at Cook Law, LLC have you covered! Get in touch with an attorney today to receive your free consultation. Simply click one of the buttons below to contact a credit report attorney near you!