St. Charles identity theft lawyer

Someone Stole Your Identity

We Make Them Pay

Fix your credit, stop the damage, and hold them accountable - at no upfront cost.

2K+

CREDIT INACCURACIES REMOVED/ RESOLVED

10+

YEARS OF LEGAL EXPERTISE

2

CONVENIENT LOCATIONS IN CHICAGO & MISSOURI

200+

POSITIVE REVIEWS & CLIENT TESTIMONIALS

Get your free case review

Tell us what's happening — we'll review your situation and tell you exactly what your rights are.
Current Issue
  • Identity Theft
  • Credit Reporting Errors
  • Bankruptcy Errors
  • Other Type Of Case
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2K+

CREDIT INACCURACIES REMOVED/ RESOLVED

10+

YEARS OF LEGAL EXPERTISE

2

CONVENIENT LOCATIONS IN CHICAGO & MISSOURI

200+

POSITIVE REVIEWS & CLIENT TESTIMONIALS

St. Charles Identity Theft Legal Team


When someone steals your identity, the damage to your credit can feel impossible to undo. At Cook Law, we specialize in holding the credit bureaus, creditors, and debt collectors accountable under the FCRA — at no upfront cost to you.

Results Matter

$425,000 Won

Identity Theft

$420,000 Won

Identity Theft

$325,000 Won

Identity Theft

Past results provide no guarantees for future outcomes. Each case is different and must be judged on its own merits.

Testimonials

I was able to receive a favorable outcome...

Matt assisted me with a false debt that was reporting on my credit report. I was able to receive a favorable outcome due to proper documentation and his expertise. I highly recommend.

Savoy S.

Credit Reporting Errors

"

No out of pocket costs...

I called Matt after experiencing an identity theft and I am very glad I did! In a matter of months, not only did Matt resolve the issue resulting in an increase in my credit score by more than 200 points with no out of pocket cost, I also received...

Lenny S.

Identity Theft

"

I would definitely recommend...

Matt Cook did a fantastic job resolving my credit issue. He always made sure to keep me informed. If I had any questions or concerns, he would answer them promptly. I would definitely recommend Matt to anyone.

Tracy R.

Credit Errors

"

Meet Our Attorney

While many lawyers might struggle with the complexities of The Fair Debt Collection Practices Act (FDCPA) and The Fair Credit Reporting Act (FCRA), Matthew Cook has mastered these laws and consistently delivers results. What sets him apart isn’t just his legal expertise but his dedication to a client-centered approach. Matthew is committed to clear, open communication, taking the time to break down even the most complicated legal concepts into terms that anyone can understand. He ensures his clients are actively involved and fully aware of their legal options throughout the process. His focus is always on achieving fast and positive results while addressing each client’s unique financial concerns.

If you're grappling with the stress of credit problems or debt collection, reach out to Matthew Cook. His combination of legal knowledge and personal commitment will give you the confidence and support you need to regain control of your financial situation.

Top Credit Repair Lawyer - Attorney Matthew Cook

Matthew P. Cook, Esq.

I've been a practicing attorney since 2010 and I handle each case personally.

FREQUENTLY ASKED QUESTIONS

HOW MUCH DOES THIS COST ME?

Nothing. Under the FCRA, our attorney's fees are paid by the party that violated your rights — not you. You pay $0 unless we win.

HOW DO I KNOW IF I HAVE A CASE?

If you have fraudulent accounts on your credit report, debt collectors calling for debts you don't owe, or were denied a loan or apartment due to identity theft errors — you likely have a case. The free consultation will confirm it.

HOW LONG DOES THE PROCESS TAKE?

Most cases resolve within 3–6 months. Some resolve faster. We'll give you a realistic timeline after reviewing your situation.

DO I NEED TO HAVE ALREADY DISPUTED THE ERRORS MYSELF?

No. We can begin the dispute and legal process on your behalf from day one.

WILL THIS WORK IF THE IDENTITY THEFT HAPPENED A LONG TIME AGO?

Possibly yes. Statutes of limitations apply but many cases qualify even years after the initial theft occurred. Contact us to find out.

Ready to fight back against identity theft?

1360 S 5th St Suite 336 D, St Charles, MO 63301